PaisaPay on the eBay India Site

eBay India is no longer a functional eBay marketplace, so this topic and all its content is not applicable.

This section contains information about the PaisaPay payment method.

For information about specifying a payment method for a listing, including use of GetCategoryFeatures for determining the payment methods allowed for a category on a site, see Specifying a Payment Method.

The PaisaPay payment method is the online payment processing service for eBay India (IN), where buyers can pay sellers through a credit card or online bank transfer. The PaisaPay payment method is the required payment method for all categories on the IN site.

Sellers must register to use PaisaPay and can offer other payment methods after completing 20 lifetime listings. Listings that offer other payment methods still must offer PaisaPay. The following example illustrates the use of AddItem offering PaisaPay and another payment method, as the seller has completed 20 lifetime listings:

Specifying PaisaPay as a Payment Method

...
  <Item>
    ...
    <PaymentMethods>PaisaPayAccepted</PaymentMethods>
    <PaymentMethods>COD</PaymentMethods>
    ...
  </Item>
...

PaisaPayEscrow on Selected IN Categories

The PaisaPayEscrow payment method adds three post-transaction event timelines, or escrow workflows, for both buyers and sellers to the regular PaisaPay payment method on selected categories on the IN site. An escrow workflow applies a timeline to events that buyers and sellers must complete after the buyer successfully submits a payment. The three escrow workflows available for PaisaPayEscrow, the Default, WorkflowA, and WorkflowB versions, each define different timelines for buyers and sellers for the post-transaction escrow events, such as the number of days a buyer has to complete a delivery confirmation. PaisaPayEscrow ensures that the buyer's funds are secure and are remitted to the seller only after the item has been shipped by the seller and received by the buyer. Sellers who become eligible for Express Remittance when using PaisaPayEscrow can also receive funds as soon as they enter shipping details for the transaction. For more information on qualifying for Express Remittance with PaisaPayEscrow, see the following link:

Express Remittance with PaisaPayEscrow

https://pages.ebay.in/paisapay/pspx_faqs.html#f2

When an item is sold using PaisaPayEscrow, the escrow workflow that is active for that category when a payment is completed, in addition to the shipping location, determines the post-transaction event timeline applied to the transaction. Different categories that allow PaisaPayEscrow support one of three escrow workflows above, so as to define an event timeline better-suited to the listed item. Note that PaisaPayEscrow can only be offered after the seller has registered to use it (see Using PaisaPayEscrowEMI Instead of PaisaPayEscrow for more information).

Use GetCategoryFeatures to determine if the IN category supports PaisaPayEscrow by specifying PaisaPayFullEscrowEnabled in the FeatureID field of the request. If the category supports PaisaPayEscrow, you can then use GetCategoryFeatures to obtain the active escrow workflow on the category by specifying INEscrowWorkflowTimeline in the FeatureID field of the request. The response will indicate Default, WorkflowA, or WorkflowB in the Category field. Use GetCategoryFeatures to determine if the escrow workflow for a category has changed, although this will be rare. For more information on the escrow workflows, as well as information on workflow version changes across categories, see the following links:

PaisaPay Timelines

https://pages.ebay.in/help/sell/paisapay-timelines.html

PaisaPay Shipping

https://pages.ebay.in/help/sell/paisapay-shipping.html

For more information, see GetCategoryFeatures.

Using PaisaPayEscrowEMI Instead of PaisaPayEscrow

If the PaisaPayEscrow payment method is supported on a category, an optional sub-payment method called PaisaPayEscrowEMI (equal monthly installment) is also automatically available for qualified sellers. PaisaPayEscrowEMI allows buyers to pay in equal monthly installments using ICICI bank credit cards. To offer PaisaPayEscrowEMI, a seller must set the Item.PaymentMethods field in the AddItem request as follows:

Specifying PaisaPayEscrowEMI as a Payment Method

...
  <Item>
    ...
    <PaymentMethods>PaisaPayAccepted</PaymentMethods>
    <PaymentMethods>PaisaPayEscrow</PaymentMethods>
    <PaymentMethods>PaisaPayEscrowEMI</PaymentMethods>
    <PaymentMethods>COD</PaymentMethods>
    ...
  </Item>
...

Note that PaisaPayAccepted and PaisaPayEscrow still must be specified in the request when offering PaisaPayEscrowEMI. The seller still can offer other payment methods if qualified.

The category's active escrow workflow applies to the transaction when a payment is completed using PaisaPayEscrowEMI. Note that PaisaPayEscrowEMI can only be offered after the seller has qualified for it.

For more information on PaisaPay, PaisaPayEscrow and PaisaPayEscrowEMI, including information on registering for PaisaPay and PaisaPayEscrow, see the PaisaPay FAQs.

PaisaPay FAQs

https://pages.ebay.in/paisapay/pspx_faqs.html